About these terms
These terms apply to your use of https://lucentinsurancegroup.com, operated by Lucent Insurance Group. By using the site you accept them. If you do not, please call (414) 255-7722 instead and we will help you over the phone.
This website does not sell insurance and does not bind coverage. Submitting a form starts a conversation with a licensed agent. You are not covered, and no SR-22 has been filed, until a carrier issues a policy and confirms it to you. Nothing on this site is an offer of insurance or a guarantee that coverage will be available at any particular price.
The information here is general
We write about SR-22 requirements, ignition interlock rules and coverage minimums for Missouri, Wisconsin and Alabama, and we keep it current to the best of our knowledge. It is general information, not legal advice, and it cannot account for your situation.
State requirements change, and your court order governs. Where what you read here differs from a court order, a state notice, or what your state's licensing agency tells you, those are correct and this page is not. Check anything that affects a deadline directly with your state agency or your attorney.
Quotes and pricing
Any figure quoted on this site or by an agent is an estimate until a carrier underwrites your application. Premiums depend on information the carrier verifies independently, including your driving record. A final price can differ from an estimate.
The filing fees we mention are the carrier's or the state's, are set by them, and can change without notice to us.
Using the forms honestly
Please give accurate information. An insurance application containing information you know to be false can be grounds for a carrier to void a policy or deny a claim, and in some circumstances is a criminal offence. This matters more than usual for an SR-22, because the filing is made to your state on the strength of what you told us.
Do not use the forms to send anything unlawful, to attempt to submit automated traffic, or to probe the site for vulnerabilities. We rate-limit and filter submissions, and we log attempts that look automated.
Reviews and ratings
Where this site shows a star rating and review count, those are aggregated from our public Google Business Profiles across our offices and reflect what those listings said when the figure was last retrieved. They are our customers' opinions, not a prediction of your experience.
Links to other sites
We link to state agencies, to our sister ignition interlock companies, and to other resources. We do not control those sites and are not responsible for their content or their privacy practices.
Our content
The text, layout, graphics and logos on this site belong to Lucent Insurance Group or our licensors. You are welcome to read, print and share pages for your own use. Republishing our content commercially, or presenting it as your own, is not permitted.
Availability
We aim to keep the site available but do not guarantee it. It may be unavailable for maintenance or for reasons outside our control. If a form is not working and you have a deadline, call us — that is always the faster route.
Limits of liability
To the extent the law allows, Lucent Insurance Group is not liable for indirect or consequential loss arising from your use of this website or from reliance on the general information published here. Nothing in these terms limits any liability that cannot lawfully be limited, and nothing here affects your rights under a policy a carrier has issued to you.
Licensing
We are a licensed insurance agency in the states in which we transact business. Licence details are available on request; call (414) 255-7722.
Governing law
These terms are governed by the law of the State of Wisconsin, where our headquarters is located, without regard to its conflict-of-laws rules.
Changes
We may update these terms. The date at the top shows when they last changed, and continuing to use the site after a change means accepting the revised terms.
Contact
Questions about these terms: call (414) 255-7722 or email info@lucentinsurancegroup.com. See also our Privacy Policy.